Online Gun Dealers That Accept PayPal

by editor

Why can’t you find a gun dealer online that will accept a payment from your PayPal account?  You can’t find a dealer to sell you a gun or ammo and use your PayPal account because PayPal lists all firearms and ammunition on their prohibited items list. They are not allowed to sell it to you and you are not allowed to buy it from them using the PayPal payment portal. 

While some people have been able to circumvent the PayPal system and have been able to purchase a firearm or firearm parts using PayPal it is not recommended that you try it. If they catch you, be prepared to be banned from your PayPal account for life. Not only could they ban you and shut down your account forever, but there is a good chance they will lock up your funds and freeze your transactions, leaving you with little to no recourse to get your money back or get your account unlocked. 

While you can not legally purchase a gun or ammo through PayPal you might be able to buy a gift card with your PayPal account at the online gun shop that you are wanting to buy a gun from and then purchase your firearm with that store’s gift card. Sounds like a legit sale to us without violating any of the PayPal terms of service. 

How To Buy A Gun Online Without Using PayPal?

If you are looking to buy a gun online go to They recently started offering online financing for guns, pistols, rifles and shotguns!  You can make small monthly payments and spread the payments out over time. It is super easy to do and to easy to get started from your phone or laptop. 

Go to

1. Click the financing logo on any product page to learn your pre-approval amount, or simply apply at checkout. 

2. Answer the questions in the Credova application & get approved super fast. 

3. Make sure all items are in your cart and select “Credova” as your payment option in the checkout. 

4. Place your order and that’s it! 

A couple of cool things financing your gun this way. There is no credit impact. You are are not locked in full-term and you have the ability to buy out at any time. You can pay off your principal in three months to pay no interest* (depending on your offer details) or spread it out into payments over the full length of your contract.  

PayPal Prohibited Activities

You may not use the PayPal service for activities that:

  1. violate any law, statute, ordinance or regulation.
  2. relate to transactions involving (a) narcotics, steroids, certain controlled substances or other products that present a risk to consumer safety, (b) drug paraphernalia, (c) cigarettes, (d) items that encourage, promote, facilitate or instruct others to engage in illegal activity, (e) stolen goods including digital and virtual goods, (f) the promotion of hate, violence, racial or other forms of intolerance that is discriminatory or the financial exploitation of a crime, (g) items that are considered obscene, (h) items that infringe or violate any copyright, trademark, right of publicity or privacy or any other proprietary right under the laws of any jurisdiction, (i) certain sexually oriented materials or services, (j) ammunition, firearms, or certain firearm parts or accessories, or (k) certain weapons or knives regulated under applicable law.
  3. relate to transactions that (a) show the personal information of third parties in violation of applicable law, (b) support pyramid or ponzi schemes, matrix programs, other “get rich quick”schemes or certain multi-level marketing programs, (c) are associated with purchases of annuities or lottery contracts, lay-away systems, off-shore banking or transactions to finance or refinance debts funded by a credit card, (d) are for the sale of certain items before the seller has control or possession of the item, (e) are by payment processors to collect payments on behalf of merchants, (f) are associated with the sale of traveler’s checks or money orders, (h)involve currency exchanges or check cashing businesses, (i) involve certain credit repair, debt settlement services, credit transactions or insurance activities, or (k) involve offering or receiving payments for the purpose of bribery or corruption.
  4. involve the sales of products or services identified by government agencies to have a high likelihood of being fraudulent.

What is PayPal’s policy on firearms?

We don’t allow PayPal members to buy or sell any kind of firearm, whether it’s in working order or not. The same goes for certain firearm parts and ammunition.

For example, using PayPal, you can’t buy or sell:

  • Any firearm, including rifles, shotguns, and handguns, whether they’re for sport and recreation, collectibles, or curio or relic firearms.
  • Firearm parts, including but not limited to receivers and frames, silencers, and kits designed to modify guns so that they fire automatically. High capacity magazines, multi-burst trigger activators, and camouflaging firearm containers are other items in this category.
  • Ammunition, including propellants like gunpowder or blank ammunition; ammunition or cartridge cases; and primers, bullets, or propellant powder designed for any firearm.

Stun gun sales are allowed for U.S. residents, but only if the transaction is permitted by law in both the buyer’s and seller’s jurisdictions. (PayPal account holders outside the U.S. can’t buy or sell stun guns.) Before they complete a sale, U.S. sellers must make sure that the transaction is legal in both locations.

Related items that you can buy and sell using PayPal include paintball guns, blank guns, and air-soft guns, as long as such transactions are legal in the applicable jurisdiction. All of these items must display the markings required by law, must not be convertible to shoot a lethal projectile, and can’t include blank ammunition.

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